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Solutions to benefit from the proceeds of your exports in advance

CIH BANK offers you a solution to anticipate the repatriation of your export proceeds and alleviate the pressure on your cash flow.

Its Advantages:

  • Anticipation of the repatriation of export proceeds and alleviation of cash flow pressure.

Guarantees :

  • Personal or real guarantees for establishing the credit line.
  • Subscription of a promissory note in favor of CIH Bank for each advance.
  • Delegation of insurance compensation by export insurance companies such as SMAEX, EULERS, COFACE, etc.
  • Commitment for the Export Operation Domiciliation to CIH Bank.
  • Any other guarantee deemed necessary to obtain the credit.

The formula for your large-scale operations

With Spot Credit, CIH BANK meets your cash flow needs for significant amounts over very short periods.

Its Advantages:

  • Flexible use.
  • Quick release of funds.
  • Option for renewal.
  • Flexibility of use.
  • Cost proportional to the duration and amounts used.

Guarantees:

  • Promissory note.

The solution to boost your business

To help you add flexibility to your cash flow and cope with budgetary gaps that may affect your company, CIH BANK offers cash facilities tailored to your needs.

Its Advantages:

  • Quick and easy setup.
  • Customized financing formula, up to 500,000 MAD.

Guarantees :

  • Mortgage;
  • Pledge of cash certificates;
  • Pledge of business assets;
  • Personal guarantee (directors or shareholders);
  • CCG guarantee;
  • Pledge of shares/stocks;
  • Bank guarantee;
  • Comfort letter from the parent company;
  • Any other guarantee deemed necessary for obtaining credit.

Cash in your receivables immediately

In case of temporary cash insufficiency, you can transfer a commercial bill to CIH BANK and immediately benefit from liquidity.

Its Advantages:

  • More advantageous financial conditions.
  • Addressing temporary cash shortages in a simple and fast manner.

Guarantees :

  • Mortgage;
  • Pledge of cash certificates;
  • Pledge of business assets;
  • Personal guarantee for legal entities;
  • CCG guarantee;
  • Pledge of shares/stocks;
  • Any other guarantee deemed necessary for obtaining credit.

The solution for financing your imports

CIH BANK offers you a line of credit to finance your short-term imports in foreign currency.

Its Advantages:

  • Benefit from a delay before settling due debts.
  • Ease your cash flow.
  • Potentially sell the imported goods during this period.
  • Obtain a highly advantageous refinancing rate in foreign currency compared to the cost of overdraft in dirhams.
  • Negotiate favorable prices with the supplier since it involves cash payment.

Guarantees :

  • Personal or real guarantee;
  • Any other guarantee deemed necessary for obtaining credit.

Other products that may interest you

Investment Financing

Trade Finance & Exchange

Remote Banking