Skip to main content

Cih Bank

CIH Online Corporate

Cih Bank

Business Centers

Cih Bank

Business Guides

Cih Bank

Our Innovations

Cih Bank

How does it work ?

The financing formula for realizing your business projects

For projects involving the creation, expansion, or modernization of your business, CIH Bank accompanies you with its medium and long-term credits.

Its Advantages :

  • Financing for the creation or development of your business activity;
  • Support for businesses in terms of financing the operating cycle, ANPME participation, or CCG guarantee.

Guarantees :

  • All types of securities, prioritizing assets related to the financing and intrinsic to the financing project;
  • Any other guarantee deemed necessary to obtain the credit.

Administrative guarantees for bidding on public contracts

CIH BANK offers its administrative guarantees to provide banking guarantees for obtaining and successfully executing your contract as a bidder in a public market.

Its Advantages :

  • A solution to avoid the company from depositing cash guarantees;
  • Increased chances of obtaining a public contract;
  • Relief for the company's cash flow by allowing for deferred or avoided disbursements or accelerated cash inflows.

Guarantees :

  • Mortgage and/or mortgage guarantee;
  • Pledge on the business's assets;
  • Personal guarantee for legal entities;
  • CCG guarantee;
  • Pledge on contracts;
  • Any other guarantee deemed necessary to obtain the credit.

The solution to have immediate liquidity and cover preliminary expenses before starting your projects

CIH BANK's Pre-financing of public contracts offer allows winning companies in a public market to benefit from financing equal to 10% of the total contract amount.

Its Advantages :

  • The necessary liquidity for financing the start of the project while waiting for advance payments.
  • Flexible use of funds.
  • Relief for cash flow.

Guarantees :

  • A promissory note covering the amount of the pre-financing of the public market line;
  • A copy of the act of pledging the contract in favor of CIH Bank;
  • The original receipt from the assigned accountant;
  • A copy of the registered letter sent to the public accountant;
  • A copy of the unique pledged contract;
  • Any other guarantee deemed necessary to obtain the credit.

The solution for companies executing public contracts

CIH BANK allows you to immediately access your claims on the state through its Advance on Pledged Market offer.

This formula is designed for companies executing public contracts who face relatively long collection periods.

Its Advantages :

  • Compensates for cash flow mismatches.
  • Immediate availability of funds while awaiting payment by the administration.

Guarantees :

  • A copy of the act of pledging;
  • The original receipt for the act of pledging;
  • A copy of the registered letter sent to the public accountant;
  • A copy of the unique pledged contract;
  • Any other guarantee deemed necessary to obtain the credit.

Other guarantees offered by CIH Bank:

  • The letter of guarantee allows you to have immediate availability of your goods in the temporary absence of shipping documents, thereby saving costs and avoiding any risk of damage to your merchandise.
  • Aval is a payment guarantee in favor of your supplier, enabling you to negotiate the best price and payment terms with them.
  • The guarantee of advance payment allows your company to benefit from the bank's guaranteed advantages to start the execution of a public contract.
Cih Bank

Other products that may interest you

Operating Financing

Trade Finance & Exchange

CIH e-Trade