Investment
Financing solutions to realize all your professional projects.
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A solution for acquiring your professional premises.
CIH BANK helps you finance the acquisition of your professional premises with its dedicated solution, Istiqrar Pro. Take advantage of this investment loan with a ceiling of up to 1,500,000 dirhams.
Its Benefits:
- Repayment period of up to 10 years.
- Grace period of up to 6 months.
- Ceiling of up to 1,500,000 dirhams.
- Financing of up to 100% of the investment amount.
A solution for refurbishing your professional premises.
CIH BANK allows you to finance the refurbishment or renovation of your professional premises, as well as the acquisition of equipment or machinery exclusively related to your business activity, through Tajhiz Pro.
Its Benefits:
- Repayment period of up to 5 years.
- Grace period of up to 3 months for equipment acquisition, and 6 months for premises renovation.
- Financing of up to 100% of the investment amount.
A solution for acquiring your business assets.
CIH BANK helps you finance the acquisition of your business assets through its Fonds de Commerce Pro offering, a loan with a ceiling of up to 1,500,000 dirhams.
Its Benefits:
- Repayment period of up to 10 years.
- Grace period of up to 6 months.
- Ceiling of up to 1,500,000 dirhams.
- Financing of up to 100% of the investment amount.
A financing solution that includes a grant and free technical assistance to support your green transition.
CIH BANK supports your ecological and energy transition by providing the "Green Dev" financing offer. This investment loan, designed in partnership with the European Bank for Reconstruction and Development (EBRD) under the Green Economy Financing Facility (GEFF), allows businesses to invest in energy efficiency and renewable energy.
Its Benefits:
- Customized financing based on your needs and the nature of your investment.
- Free technical assistance, including an energy audit to guide you in optimizing energy-consuming areas and acquiring suitable equipment.
- An investment grant ranging from 10% to 15% of the loan amount.
Conditions:
- Use of renewable or clean energy from solar, wind, or hydropower sources.
- Energy audit to assess energy performance and identify areas of improvement.
- The audit is conducted by consultants from the EBRD to determine suitable equipment and energy optimization areas.
Another way to acquire your business assets.
CIH BANK offers "CIH Leasing" which allows you to enjoy the use of real estate or movable assets without being the owner, while benefiting from the accounting and tax advantages offered by this financing method.
Its Benefits:
- Financing of up to 100% of the asset value.
- Preservation of your investment and debt capacity since leasing does not appear on the balance sheet.
- Leasing payments recorded as deductible expenses, reducing the amount of taxes to be paid.
- Option to purchase the asset at the end of the contract.
- Continuous equipment renewal to stay up-to-date with technology.
A financing solution dedicated to notaries for the acquisition of professional premises.
CIH BANK helps you finance the acquisition of your professional premises with its dedicated solution, Istiqrar Pro Notaire.
Its Benefits:
- Repayment period of up to 10 years.
- Grace period of up to 6 months.
- Ceiling of up to 1,500,000 dirhams.
- Financing of up to 100% of the investment amount.
A financing solution for refurbishing your notary office.
CIH BANK helps you finance the refurbishment or renovation of your notary office, as well as the acquisition of equipment or machinery specifically for your notarial activities, through its Tajhiz Pro Notaire offering.
Its Benefits:
- Repayment period of up to 5 years.
- Grace period of up to 3 months for equipment acquisition, and 6 months for office renovation.
- Ceiling of up to 1,500,000 dirhams.
- Financing of up to 100% of the investment amount.
