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How does it work ?

Civil Servants Offer

CIH BANK offers you an unprecedented range of free lifelong banking products and services.

The opening of a civil servant account can be done online through this page by clicking the dedicated button, or with one of our customer advisors at the nearest CIH BANK branch.

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With the "Civil Servants" offer, CIH BANK offers you :

  • A free international Visa Classic card that allows you to withdraw cash from CIH BANK ATMs and partner ATMs, make POS payments (in Morocco and abroad), and even make online purchases from merchants (both Moroccan and international).
  • Your card is equipped with contactless technology, allowing you to make small amount payments without inserting the card into the POS.
  • Access to CIH ONLINE and CIH MOBILE to check your accounts and perform banking transactions.
  • A 50% reduction in banking fees for primary transactions accessible through CIH ONLINE and CIH MOBILE.

Banking services tailored to my needs


Its advantages :

  • A checking account exempt from account maintenance fees.
  • A free international contactless "Visa Classic" card.
  • Optional products available with tariff advantages.
  • Free lifelong offers for the civil servant's entire family :
    • "Club Sayidati" offer for your spouse.
    • "Code30" offer for your children aged between 18 and 30.
    • "Code18" offer for your children under 18.
    • "Joint Account" offer for you and your spouse.
  • Extra-banking benefits: discounts ranging from 10% to 20% on card payments made with the "Visa Classic" card at a wide network of partners.

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